CTC tips: create an emergency fund

You can’t plan when emergencies happen but you can have a plan for whenever they occur. That plan should include an emergency fund that covers at least three months’ worth of expenses. What kind of expenses are we talking about? Basically any expense that you would need to cover to maintain your health and safety, and…

Your financial plan

A financial plan goes beyond setting a monthly or annual budget. It’s about knowing how you’re going to save money as well as spend it to reach your goals over an extended period of time. How you manage your income and expenses will vary, but regardless of how the specifics change be sure your financial…

GOBankingRate’s 10 best savings accounts for 2015

GOBankingRate recently reviewed over 120 financial institutions to create a top-ten list of the best savings accounts for 2015. The banks on the list are ranked according to their minimum deposit to open, minimum deposit to avoid a fee, monthly service fees, and the annual percentage yield (APY). GE Capital Bank Online Savings and MySavingsDirect MySavings Account…