The good guys

  Integrity. Honesty. Trustworthiness. These values are the bedrock of the work we do for our clients. Recently, in both the Wall Street Journal and USA Today, I found headlines about the latest in corporate dishonesty and fraud. From one story about a Wall Street bank involved in another trading scandal at the expense of the client, to…

Millennials and retirement savings

For millennials, retirement can seem like a long ways a way. And you know what? It probably is: for the oldest millennials, retirement may still be 25-30 years down the road. But that doesn’t mean they don’t have to think about retirement for another 25-30 years. What is a “millennial”? The definition varies a bit, but…

CTC tips: invest!

Saving is necessary for any budget or financial plan. However, it’s important to invest, too. Expensive financial goals such as buying a home, paying for college, and preparing for retirement can be difficult to reach without investing – and in some situations, they might not be possible at all. Of course, investing can be scary;…

On corrections, blips, and focusing on the long-term

It’s here. Stock market followers have only been talking about the possibility of a stock market correction for the last year to 18 months, and now we are here in correction territory. Volatility has been significant with wild swings taking place intraday. To all of you who are keeping calm and carrying on, we applaud you. It…

Inflation risk

Twenty cents for a gallon of milk; 10 cents for a loaf of bread. A new house for $10,000. A new car for $2,000. These prices may seem like a pipe dream but this was the reality in the 1940s. Prices are much higher today because of inflation – the rate the prices of goods…