Millennials and retirement savings

For millennials, retirement can seem like a long ways a way. And you know what? It probably is: for the oldest millennials, retirement may still be 25-30 years down the road. But that doesn’t mean they don’t have to think about retirement for another 25-30 years. What is a “millennial”? The definition varies a bit, but…

CTC tips: invest!

Saving is necessary for any budget or financial plan. However, it’s important to invest, too. Expensive financial goals such as buying a home, paying for college, and preparing for retirement can be difficult to reach without investing – and in some situations, they might not be possible at all. Of course, investing can be scary;…

Adjusting to a New Baby

Two weeks ago, my wife and I welcomed our second child into our family. Our firstborn is three years old now, and I had forgotten how quickly things change upon the birth of a child. For instance: while holding our newborn daughter for the first time, my wife remarked how small she was. A mere hours…

Mid-year financial review

Amazingly, it’s already July 1st! With the year halfway over, now is a great time to review your finances for the year. Your financial goals Did you make financial goals at the beginning of the year? If so, how are they progressing so far? If you’re falling behind, don’t worry — you still have plenty of…

Your financial plan

A financial plan goes beyond setting a monthly or annual budget. It’s about knowing how you’re going to save money as well as spend it to reach your goals over an extended period of time. How you manage your income and expenses will vary, but regardless of how the specifics change be sure your financial…