SMART New Year’s resolutions

Are you considering a financial new year’s resolution for 2015? According to Statistic Brain, 34% of New Year’s resolutions are money-related. For 2014, saving more money and spending less was the third most popular resolution. Unfortunately, only eight percent of the people surveyed were successful with their resolution (financial or otherwise). While there are many…

Your personal finances after graduation — part two

Earlier this week, we shared a few basic ideas that you can use to build a healthy foundation for your personal finances after college. Today, let’s look at some specific things you can do and goals to work towards to get your finances off on the right foot. Create a budget On the surface, a…

Start improving your finances with something simple

Financial literacy is important. However, if a person doesn’t understand the significance of it or isn’t motivated to improve their financial health, understanding how to calculate compound interest or recognizing the benefits of paying debts off early isn’t going to help. Without action, financial literacy is just information. If you lack the motivation to create a budget,…

Kiplinger’s personal finance quiz

It might be hard to think about quizzes during Spring Break but I encourage you to to take Kiplinger’s personal finance quiz. It has great questions on retirement planning, taxes, credit, saving, and investing. Online quizzes like these may seem trivial and that’s mostly true. Acing them doesn’t necessarily mean you’re a personal finance guru any more than…

Spring cleaning your finances

Happy first day of Spring! Is Spring cleaning an annual tradition in your household? If so, make sure that sorting through your financial documents is on your to-do list. Throughout the year, you’ll likely receive dozens if not hundreds of pages of financial documents: bills, receipts, tax information, product warranties, bank and investment statements, etc.…