CTC Podcast Ep. 4: finances during and after college

A person’s college and post-college years can be financially difficult and frustrating. It’s likely the first time they are responsible for rent, groceries, utility bills, perhaps even car payments and likely student debt — all while trying to finish school or find a full-time job to support themselves. So how do people do it? In our latest podcast, CTC employees AJ…

CTC Podcast Ep. 2: Three Thrifty Guys

  In episode two of the CTC podcast, Aaron and Charlie of Three Thrifty Guys join Ruser in a conversation about blogging, debt, and having multiple income streams. Aaron and Charlie also share their ideas for last-minute thrifty Christmas gifts. Do you have any thrifty Christmas ideas? Leave us your suggestions in the comments below, or join in on…

Adjusting to a New Baby

Two weeks ago, my wife and I welcomed our second child into our family. Our firstborn is three years old now, and I had forgotten how quickly things change upon the birth of a child. For instance: while holding our newborn daughter for the first time, my wife remarked how small she was. A mere hours…

Mid-year financial review

Amazingly, it’s already July 1st! With the year halfway over, now is a great time to review your finances for the year. Your financial goals Did you make financial goals at the beginning of the year? If so, how are they progressing so far? If you’re falling behind, don’t worry — you still have plenty of…

SMART New Year’s resolutions

Are you considering a financial new year’s resolution for 2015? According to Statistic Brain, 34% of New Year’s resolutions are money-related. For 2014, saving more money and spending less was the third most popular resolution. Unfortunately, only eight percent of the people surveyed were successful with their resolution (financial or otherwise). While there are many…