GOBankingRate’s 10 best savings accounts for 2015

GOBankingRate recently reviewed over 120 financial institutions to create a top-ten list of the best savings accounts for 2015. The banks on the list are ranked according to their minimum deposit to open, minimum deposit to avoid a fee, monthly service fees, and the annual percentage yield (APY). GE Capital Bank Online Savings and MySavingsDirect MySavings Account…

Spring cleaning your finances

Happy first day of Spring! Is Spring cleaning an annual tradition in your household? If so, make sure that sorting through your financial documents is on your to-do list. Throughout the year, you’ll likely receive dozens if not hundreds of pages of financial documents: bills, receipts, tax information, product warranties, bank and investment statements, etc.…

Money-saving tips for students

February 24th through March 1st is America Saves Week, and today, we’re focusing on ways to help students save money. Here are five ideas — do you have any of your own? Open a savings account Instead of keeping your money at home, open a savings account. You’re less likely to spend the money you…

Financial fraud in the United States

According to SaveAndInvest.org, fraud costs Americans $50 billion annually. Protect yourself from fraud and identity theft by practicing these tips: Never give out personal information over the phone. If you receive an unexpected call from someone claiming to be with a financial institution you work with, end the call without giving any information. Then, contact…

How lenders view your credit report

Financial institutions pull up credit reports on their potential borrowers to help them determine the details of a loan — and whether or not to offer a loan in the first place. But what exactly are they looking for when they review credit reports? Daily Finance shares some insight in their slideshow: “5 Ways Every…