The behavior gap

In a recent article, Bloomberg writer and financial blogger Barry Ritholtz was discussing the significant difference between the returns that an investment earns, and the actual returns that investors get.  Here is an example:  As of 12/31/2013, the S&P 500 Index over the past 20 years returned on average 9.22% per year. The average equity investor earned…

Are you and your spouse a Money Match?

How often do you and your partner talk about money matters?  This Money Match video is more than just a fun game: it’s a good reminder that you and your partner need to regularly discuss your finances in order to get on — and stay on — the same page when it comes to your money.

Start improving your finances with something simple

Financial literacy is important. However, if a person doesn’t understand the significance of it or isn’t motivated to improve their financial health, understanding how to calculate compound interest or recognizing the benefits of paying debts off early isn’t going to help. Without action, financial literacy is just information. If you lack the motivation to create a budget,…