CTC Podcast Episode 5: Baby Talk

  Starting a family offers plenty of unique challenges and requires smart financial planning. According to the US Department of Agriculture, as of 2013, the average cost to raise a child to the age of 18 is almost $250,000. And that doesn’t even include the cost for college tuition. So how do parents pay for…

CTC Podcast Ep. 4: finances during and after college

A person’s college and post-college years can be financially difficult and frustrating. It’s likely the first time they are responsible for rent, groceries, utility bills, perhaps even car payments and likely student debt — all while trying to finish school or find a full-time job to support themselves. So how do people do it? In our latest podcast, CTC employees AJ…

CTC Podcast Ep. 3: talking retirement with Lavern Holdeman

Lavern Holdeman, our Financial Services Representative for the ECC’s Midwest and Midsouth conferences, retired at the end of January after working for over 50 years — eight of those with Covenant Trust Company. In our latest podcast, Lavern talks about his journey from lawyer to FSR, discusses how retirement planning has changed in the last 50 years,…

CTC Podcast Ep. 2: Three Thrifty Guys

  In episode two of the CTC podcast, Aaron and Charlie of Three Thrifty Guys join Ruser in a conversation about blogging, debt, and having multiple income streams. Aaron and Charlie also share their ideas for last-minute thrifty Christmas gifts. Do you have any thrifty Christmas ideas? Leave us your suggestions in the comments below, or join in on…