Reasons to budget

We talk a lot about budgets on here and for good reason: a budget is a powerful financial tool that can play an important role in your finances and help you reach your financial goals. Money Problems Money Solutions put together an infographic that captures some of the many reasons to budget; click on the…

CTC tips: a budget that’s right for you

Money management means that you control your money — it doesn’t control you.  It’s about ensuring that each dollar goes where you decide it should. A budget will help you do that. There is no one right way to budget.  The most important thing is to use whatever system works for you so you’ll be…

CTC tips — create a holiday budget

How are your 2013 financial goals coming along? With 2014 approaching fast, now is the time to make a final push to reach or even exceed your goals. This can be particularly difficult with Thanksgiving and Christmas right around the corner. Food, decorations, gifts, and travel: usually this is a time to spend, not save.…

CTC Tips — budget for the summer

The summer months can bring many changes to your spending habits, so now is a good time to review and adjust your budget. While having a budget is certainly better than not having a budget at all, the one you created earlier in the year might not be adequate to cover your new expenses during…